Does Property Insurance Cover Natural Disasters?

Many property insurance policies cover damage caused by natural disasters. Hurricanes, for example, can cause severe wind damage and require extensive repairs. The main difference between a natural disaster and other kinds of property damage is that, after a hurricane, your insurance company will probably experience a large number of claims all at once. It may use different procedures for handling a natural disaster claim because of this, but that does not affect your rights under your policy.

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